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The Last Chronicle of Barset · Chapter

Mr. Crosbie Goes Into the City explained

Adolphus Crosbie, facing financial ruin, first attempts to borrow £500 from his colleague Mr.

What happens

Adolphus Crosbie, facing financial ruin, first attempts to borrow £500 from his colleague Mr. Butterwell, then visits the City firm of Dobbs Broughton and Musselboro to renew a bill for £250. He is rebuffed by Musselboro and a drunken Broughton, leaving his debt unpaid and his situation desperate.

Free preview opens on this chapter — companions, themes, and character notes appear beside the text.

Narrative arc

Story tension across the book — this chapter sits in Falling action.

SetupAftermathClimax
  • Setup
  • Breaking point
  • Aftermath
  • Closing

In this chapter, the emotional and psychological peak occurs when John Eames, after years of unrequited love f…

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Themes in this chapter

  • Social Class and Reputation

    Crosbie's fall from a respectable West End secretary to a supplicant in Hook Court highlights the link between financial stability and social standing.

  • Poverty and Suffering

    Crosbie's financial distress and humiliation in seeking money from moneylenders illustrate the suffering caused by debt.

Characters to notice

  • Adolphus Crosbie

    Desperate for money, seeks a loan from Butterwell and then a bill renewal from Broughton's firm, but is refused.

  • Mr. Butterwell

    Crosbie's colleague, approached for a £500 loan; he is wealthy and good-natured but nervous.

  • Augustus Musselboro

    Sits in Broughton's chair, refuses Crosbie's request for renewal, claiming money is tight.

  • Mr. Dobbs Broughton

    Returns to the office half-drunk and refuses Crosbie's request, insisting the bill must be paid.

Key passages

  • “I want you to lend me five hundred pounds? It must be for not less than three months.”

    Crosbie asks Butterwell for a £500 loan for at least three months.

    Crosbie's first desperate attempt to get money from a colleague.

  • “The best commercial bills going can’t be done under nine, and any other kind of paper can’t so much as get itself looked at.”

    Musselboro says even top-quality bills require 9% interest, and other paper is worthless.

    Musselboro explains the tight money market to Crosbie.

  • “Mr. Crosbie must take up his bill; that’s all.”

    Broughton insists Crosbie must pay the bill when due.

    Broughton's drunken refusal to renew the bill.